Accept credit card payments, ACH bank transfers, and e-Checks seamlessly.
A dedicated bank account is provided – purposed for high-risk processing.
Whether you’re accepting credit cards online, in person, or via recurring ACH, MerchantTotal delivers the reliability and speed your business depends on. Our platform ensures smooth customer experiences, faster settlements, and the flexibility to grow without disruption. From API integrations to tailored rate structures, we make payment acceptance effortless and secure.
Lightning-fast processing with built-in fraud and chargeback protection.
Simple, predictable rates with no hidden fees or surprise markups.
Plug into major CRMs, invoicing tools, and e-commerce platforms instantly.
When others say “no,” we find a smarter way forward. MerchantTotal combines deep industry expertise with modern payment technology to help high-risk businesses access reliable, long-term merchant accounts. Our strategic partnerships and proactive risk management approach ensure your transactions stay secure, compliant, and uninterrupted. From dedicated onboarding to ongoing optimization, we make complex processing simple.
Clear insights to help you make confident decisions.
Robust fraud detection system maintains account.
Specialized bank account built for ACH processing.
Expand your business worldwide with payment solutions that bridge borders. MerchantTotal supports international merchants with multi-currency processing, localized payment methods, and trusted banking relationships. Whether you’re serving clients in the U.S., Europe, or Asia, our network ensures every transaction clears quickly and compliantly — no matter where your customers are.
Accept payments in all major currencies with real-time FX conversion.
Partnered with international banks to ensure fast, secure settlements.
Navigate regional regulations with ease and stay fully compliant worldwide.
Accept payments quickly and securely with flexible credit card processing built for any business.
Customized payment solutions for businesses that need specialized support and dependable approvals.
Go global with multi-currency payment solutions that make cross-border transactions easy.
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