Home / High-Risk
High-Risk Chargeback Protection Compliance

High-Risk Processing Built for Reliability & Compliance

Robust payment infrastructure and bank relationships for industries with higher regulatory or chargeback risk.

Risk Monitoring Dashboard
Approval Rate
97.4%
Chargeback Ratio
0.8%
Fraud Detection
Compliance Tools
Custom Risk Scoring
24/7 Monitoring

Why Choose MerchantTotal for High-Risk

Chargeback Prevention

Robust fraud detection and chargeback mitigation to safeguard your merchant account.

Dedicated Bank Account

Specialized bank accounts built to support high-risk ACH and card processing.

Industry Expertise

Years of experience underwriting and supporting regulated and high-risk verticals.

How it works

1
Get started

Contact us and share details about your business and vertical.

2
Apply

Our underwriting team reviews compliance and risk profile.

3
Integrate

We connect your CRM or checkout system securely via API or hosted page.

4
Go Live

Once approved, start processing payments immediately.

5
Monitor & Scale

Leverage analytics and reporting tools to optimize and grow safely.

Get started with Credit Card & ACH

Tell us about your products and expected volumes; we'll match you to the right acquiring bank.

By submitting, you agree to MerchantTotal’s terms & privacy policy.

FAQs

Which high-risk industries do you support?

We work with peptides, CBD, supplements, adult, and other regulated sectors.

What documentation is required?

We typically request company formation docs, processing statements, and identification.

Do you offer chargeback protection?

Yes, our network integrates real-time alerts, representment, and prevention tools.

Can I scale processing quickly?

We offer tiered volume increases based on performance and compliance.