Card, ACH, and crypto rails purpose‑built for research‑use‑only peptide businesses—with bank‑friendly controls to keep you live.
Years of experience underwriting peptide labs, resellers, and supplement merchants—we understand your risk category and how to keep banks comfortable.
Accept cards, ACH, and crypto—giving your customers multiple ways to pay while reducing abandonment.
Most domestic peptide accounts are approved within 48 hours when documentation is complete.
Clear, predictable pricing—no hidden markups, surprise reserves, or undisclosed fees.
Predictable deposits—most peptide merchants fund within 48 hours domestically.
Integrated open‑banking verification ensures customers’ bank details are legitimate—reducing fraud and chargebacks.
Share your catalog, target geos, and fulfillment method (B2B or retail).
Underwriting review with attention to RUO claims, labeling, and site UX.
Connect checkout: cards, ACH with verification, and crypto with auto‑convert rules.
Enable approved buyers and publish compliant product pages.
Settle to bank or stablecoins; export reports for accounting and audits.
Tell us about your peptide business and monthly volume to begin underwriting.
By submitting, you agree to MerchantTotal’s terms & privacy policy.
Yes. We require RUO labeling and prohibit medical/therapeutic claims to align with bank policy.
Cards (Visa/Mastercard/Amex/Discover), ACH with account verification, and crypto with optional auto‑convert.
Yes. We support OEM labs, white‑labelers, and B2B resellers with tailored limits and reserves.
Company formation docs, product list/labels, COAs (if applicable), and processing history if available.
