Offer local payment methods, settle in the currencies that matter to you, and orchestrate every transaction through one platform.
As transactions move increasingly online, you need robust and scalable payment solutions to manage, streamline, and grow your operations with confidence.
MerchantTotal’s payment orchestration platform connects international payment providers and acquirers. With a comprehensive suite of transaction management tools, you unify control, visibility, and communication across all your payment channels through a single, intuitive interface.
Cards, ACH, SEPA, wallets, and crypto in one place.
Send traffic to the best-performing acquirer in each region.
Consolidate reporting, FX, and reconciliation across currencies.
Price and settle in the currencies your customers and finance team prefer.
Leverage multiple acquiring banks and PSPs for higher approval rates.
Route transactions based on region, card type, or performance rules.
Navigate PSD2, SCA, local KYC/KYB, and sanctions screening with guidance.
Roll up all providers into a single view for finance, ops, and risk teams.
Configure payout currencies and cadences per region or provider.
Share your business model, geos, and current payment stack.
We match you with acquiring banks and PSPs and run underwriting.
Connect via API or hosted checkout and configure routing rules.
Launch in your first regions with monitoring and alerts in place.
Receive payouts in your chosen currencies and export-ready reports.
Tell us where you operate today, where you’re going next, and we’ll design the right mix of providers, currencies, and rails.
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We work with acquiring partners in North America, Europe, the UK, and select APAC/LatAm regions. Share your target markets and we’ll confirm coverage.
Common options include USD, EUR, GBP, and CAD, plus others depending on provider. We can mix local presentment currencies with centralized settlement.
In many cases, yes. We can plug existing PSPs into the orchestration layer while adding new ones where it makes sense.
Timelines vary by provider and risk profile, but most international setups go live in a few weeks once documentation is complete.
