Whether you’re accepting credit cards online, in person, or via recurring ACH, MerchantTotal delivers the reliability and speed your business depends on. Our platform ensures smooth customer experiences, faster settlements, and the flexibility to grow without disruption. From API integrations to tailored rate structures, we make payment acceptance effortless and secure.

Start accepting payments quickly.
Reduce disputes and protect your revenue.
Domestic and international banking solutions.
One-on-one account management that lasts.
Whether you’re collecting payments once or on a recurring basis, MerchantTotal delivers a smooth, secure processing experience. Our platform supports credit card, ACH, and e-Check transactions with the same reliability and speed — helping you get paid faster while reducing friction for your customers. With advanced fraud protection, transparent pricing, and real-time reporting, you’ll have complete visibility and confidence in every transaction. From online checkout to invoicing and direct payments, MerchantTotal makes accepting funds effortless and dependable.
Partnering with MerchantTotal means gaining a trusted payment ally that prioritizes stability, transparency, and long-term growth. With our advanced credit card, ACH, and e-Check solutions backed by strong banking relationships, you’ll enjoy faster settlements, fewer disruptions, and seamless support every step of the way.
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