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BTC ETH USDC/USDT Auto‑conversion Compliance

Accept Crypto — Settle the Way You Want

Offer crypto at checkout alongside cards and ACH to reach new audiences, cut fees, and improve cash flow. Give customers the flexibility to pay with BTC, ETH, and stablecoins—while you settle in USD or crypto.

Crypto payment options
Bitcoin
Ethereum
USDC
USDT
Tron
Auto‑conversion
Wallet payouts
On‑chain receipts
Refunds supported

Why Crypto with MerchantTotal

Major Assets & Chains

BTC, ETH, stablecoins like USDC/USDT, with support for additional chains as needed.

Flexible Settlement

Auto‑convert to USD, keep a percentage in crypto, or settle entirely on‑chain.

Compliance & Risk

KYB/KYC, AML screening, Travel Rule support and address risk scoring via partners.

Easy Integration

Drop‑in checkout, hosted pages, webhooks, and API for custom server flows.

Accounting‑Ready

On‑chain receipts, built‑in tax lot tagging, and exports for finance teams.

Lower Fees, No Chargebacks

Reduce processing costs and eliminate traditional chargebacks with final settlement.

Why accept crypto payments

Global Reach

Accept payments from anywhere, 24/7, with no borders or currency hurdles.

Instant Settlement

On-chain confirmations in minutes can improve cash flow.

Privacy & Security

Blockchain rails provide transparent, tamper‑resistant settlement.

No Chargebacks

Transactions are irreversible, reducing fraud and dispute risk.

Lower Fees

Often lower than card or SWIFT costs—keep more margin.

How it works

1
Get started

Tell us your assets, geos, and desired settlement rules.

2
Apply

KYB application to match you with the right partners and wallets.

3
Integrate

Hosted checkout or API integration. Configure auto‑convert & payout wallets.

4
Go Live

Offer crypto options at checkout with on‑chain receipts and webhooks.

5
Settle payments

Settle on your cadence to USD or crypto with exportable statements.

What are crypto transactions?

Digital payments made using cryptocurrencies like Bitcoin, Ethereum, USDC, and USDT. These settle on blockchains—providing transparency, security, and global reach without traditional intermediaries.

Who should accept crypto?

E‑commerce, SaaS, digital goods marketplaces, B2B services, freelancers, and content creators that want borderless checkout and lower fees.

Start accepting crypto today
Accepted assets (examples)
  • Bitcoin
  • Ethereum
  • Tron
  • USDC
  • Tether (USDT)
  • …and more

FAQs

Which assets can customers pay with?

BTC, ETH, USDC/USDT by default. Additional assets and chains are available on request.

Can I settle in USD?

Yes—auto‑convert 100% to USD or keep a percentage in crypto. You choose.

How are refunds handled?

Create a refund from your dashboard and send funds back to the payer’s wallet.

What about compliance?

KYB/KYC, sanctions screening, and Travel Rule data exchange supported via partners.

Get started with Crypto Payments

Tell us your target assets and settlement preferences; we’ll get you live quickly.

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