Merchant Total's Privacy Policy
Effective Date: 09/17/2025
At MerchantToTal.com (“we,” “our,” or “us”), we are committed to protecting the privacy and security of the information you provide to us. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use our website and related services.
By accessing or using this website, you consent to the practices described in this Privacy Policy.
- Information We Collect
We may collect the following types of personal and non-personal information:
- Information You Provide Directly:
- Full name
- Email address
- Phone number
- Zip code or geographic location
- Automatically Collected Data:
- IP address
- Browser type and version
- Device information
- Time zone settings
- Referring to URL and website interactions (cookies and analytics)
- How We Use Your Information
We use your information to:
- Evaluate your potential eligibility for merchant services
- Share your information with banks and processing companies
- Contact you via phone, email, or SMS about your inquiry
- Improve our website and advertising efforts
- Comply with applicable legal obligations
- Sharing Your Information
Your information may be shared with:
- Banks and processing companies for the purpose of case evaluation
- Third-party lead verification
- Marketing or CRM platforms (e.g., Google Sheets, Meta Ads Manager)
- Government agencies, as required by law or legal process
We do not sell your personal information for unrelated third-party marketing purposes.
- Data Retention
We retain your personal information for as long as necessary to fulfill the purpose of collection and to comply with applicable legal, accounting, or reporting requirements.
- Your Rights and Choices
Depending on your jurisdiction, you may have the right to:
- Access the personal data we have about you
- Request correction or deletion of your data
- Withdraw consent at any time
- Opt-out of marketing communications
To make such a request, contact us at [email protected].
- Cookies and Tracking Technologies
We use cookies and similar technologies to enhance user experience and analyze web traffic. These may track usage patterns, website performance, and help retarget relevant ads. You can modify your browser settings to disable cookies, but some site features may not function properly as a result.
- Security Measures
We take reasonable precautions to protect your personal data using encryption, secure servers, access control, and regular monitoring. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
- Children’s Privacy
This website is not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.
- Third-Party Links
Our website may contain links to other websites. We are not responsible for the content, privacy practices, or security of those third-party websites.
- Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.” Continued use of our website indicates your agreement to the revised terms.
- Contact Us
If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact:
Email: [email protected]
High Risk Accounts
For merchants with a monthly billing volume of at least $30,000 USD, MerchantTotal provides a comprehensive range of high-risk billing solutions tailored for global businesses. Ensuring seamless billing for consumer bank accounts and credit cards is essential for any international company. Equally important is the ability to accept major payment networks such as VISA, MasterCard, and American Express. With our merchant account and eCheck processing solutions, you can enjoy competitive rates as low as 3%, enabling you to optimize your profitability.